+8.4%
Retry uplift
Recovered renewals after tuning.
94.0%
Renewal approval
Month two onward, blended.
180+
Local methods
For markets where cards underperform.
0.59%
Chargeback ratio
Dating portfolio, trailing 90 days.
HOW IT WORKS
The flows this vertical lives on.
RECURRING
Renewals that survive the issuer
Network tokens keep credentials fresh, dunning windows are set per market, and retries are scheduled where that issuer historically approves.
- Network tokenisation and account updater
- Retry calendars per issuer and BIN
- Trial, upgrade and win-back flows separated
RENEWAL COHORTMONTH 3
First attempt approved86.2%
Recovered by retry7.8%
Involuntary churn6.0%
Token coverage78%
DISPUTES
Refund before it becomes a chargeback
RDR and Ethoca alerts resolve most disputes before they hit your ratio. What is left goes to representment with the evidence pack attached automatically.
- Automatic refund rules by amount and tenure
- Evidence assembled from session and device data
- Ratio monitored per MID, not just per portfolio
DISPUTE PIPELINELAST 30 DAYS
Alerts received2,140
Auto-refunded58%
Represented31%
Win rate46%
OTHER PROGRAMMES
The rest of what we underwrite.
APPLY
Tell us about your checkout flow.
Two days to a written quote priced against your own history.